We're on a mission to make crypto-to-Naira settlements fast, transparent, and accessible to every Nigerian — and to let you fund your Deriv trading account without ever leaving your wallet.
PayRu was founded by a team of traders and builders who saw a real problem: getting crypto into a Nigerian bank account was slow, expensive, and opaque. We built the platform we always wished existed — one that handles the full settlement, end to end.
Today, PayRu serves over 50,000 users across Nigeria — offering competitive real-time exchange rates, secure KYC-backed accounts, and Naira payouts that land in your bank in under a minute.
Whether you're a freelancer getting paid in USDT, a Deriv trader topping up your account, or simply converting savings — we make it completely effortless.
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Our core values shape every feature we build and every interaction we have with our users.
Your funds and personal data are protected with industry-leading security standards.
We believe getting paid shouldn't take days. Our average payout time is under 1 minute.
No hidden fees. The rate you see is the rate you get, every single time.
Our support team is always available to help, because your trust matters most.
From Lagos to Kano, Abuja to Port Harcourt — PayRu connects you to the global crypto economy with a platform engineered for speed, clarity and trust at every step.
We pay out in Naira directly to your Nigerian bank account. No wallets, no middlemen.
Our support team is on hand to help with KYC, deposits, payouts and anything else — whenever you need it.
Every deposit and payout is tracked step by step, so you always know exactly where your money is.
Fund and withdraw from your Deriv trading account straight from your PayRu NGN wallet.
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