PayRu is the fastest way to convert Bitcoin, USDT, Ethereum and more into Naira — or fund your Deriv trading account straight from your wallet. Send crypto from anywhere in the world, receive NGN directly in your Nigerian bank account in under a minute.
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Real-time crypto-to-NGN rates, updated live. See exactly what you'll receive before you convert.
Send crypto from anywhere in the world and receive Naira directly in your Nigerian bank account — fast, secure, and completely transparent.
Sign up in seconds and complete KYC verification using your NIN, Voter's Card, Driver's License or International Passport.
Select your crypto asset, view the live rate in Naira, and confirm the settlement amount.
We generate a secure deposit address. Send BTC, USDT, ETH or BNB from any wallet — confirmed in real time.
We convert at real exchange rates and pay Naira directly to your bank account — in under a minute.
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Everything you need to convert crypto to Naira or fund your Deriv account — no brokers, no delays, no hidden costs.
From confirmation to your bank account — settlements complete in under 1 minute.
See live crypto-to-Naira rates before you send. Competitive rates, zero hidden charges.
Receive Naira directly in your bank — we handle the entire conversion.
Top up or withdraw from your Deriv trading account directly from your PayRu NGN wallet — no separate transfers needed.
Follow every step of your transaction with instant notifications.
From Lagos to Kano, Abuja to Port Harcourt — PayRu bridges the gap between crypto and Nigerian banking.
Deposit BTC, USDT, ETH or BNB from any wallet, on any supported network, from anywhere in the world.
We calculate real-time rates and deliver the equivalent in Naira to your bank — instantly.
Monitor every settlement from any device — full transparency, zero guesswork, real-time updates all the way.
Whether you're on your phone or at your desk, converting crypto to Naira has never been this simple.
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From Lagos to Kano, Abuja to Port Harcourt — over 50,000 users across Nigeria trust PayRu for reliable, fast crypto-to-Naira settlements every single day.
Our support team is available around the clock, ready to assist Nigerian users whenever you need us.
Tens of thousands of users rely on PayRu daily for seamless, transparent crypto-to-Naira settlements.
Real people, real settlements — here's what our community has to say about PayRu.
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